When conducting a pre-flight risk assessment, which of the following does AC 107-2A identify as a hazard to evaluate in the operational environment?

Why: AC 107-2A Appendix A (p. A-5) lists "[t]errain and obstacles (such as proximity to power lines, buildings, etc.) in the planned and emergency/contingency flightpath" as an item to describe when identifying operational hazards.

• Confuses pilot experience — a qualification, not an environmental hazard — with the terrain/obstacle hazard category the AC's risk-assessment checklist actually asks the pilot to identify.
• Invents an irrelevant financial factor with no bearing on operational safety risk assessment.